Ganiyu, K, J Aina, and K.S Oloriegbe. “Impact of Digital Transformation on the Skills and Workforce Requirements of the Nigerian Insurance Industry”. ESUT JOURNAL OF SOCIAL SCIENCES 8, no. 2 (December 17, 2023). Accessed December 22, 2024. https://esutjss.com/index.php/ESUTJSS/article/view/178.